Enterprise credit report is a kind of comprehensive evaluation of the credit status, operating status, financial status and other aspects of a report, is an important basis for enterprises to carry out business activities, financing guarantees, investment decisions and so on. The methodology and content of an enterprise's credit report may vary from credit rating agency, industry, region, etc., but generally includes the following components:

Enterprise basic information: including enterprise name, registration number, legal representative, registered capital, date of establishment, business scope, industry, contact information, etc.

Enterprise credit rating: is a comprehensive evaluation of the credit status of enterprises, generally expressed in letters or numbers, such as AAA, AA, A, BBB, BB, B, CCC, CC, C, D, etc., where AAA represents the highest credit rating, D represents the lowest credit rating. Credit rating is mainly based on the enterprise's solvency, willingness to repay debt, business stability, development potential and other factors.

Enterprise credit record: is the record of the credit behavior of the enterprise in the past certain period of time, including the enterprise's loan record, guarantee record, tax arrears record, administrative penalty record, litigation record, breach of trust record, etc. The integrity, authenticity, timeliness and fairness of enterprise credit records have an important impact on enterprise credit rating.

Business situation: it is the analysis of the production and operation activities of the enterprise, including the scale of operation, operating efficiency, business risk, business strategy, business environment, etc. Business conditions directly reflect the competitiveness of enterprises, profitability, development prospects.

Enterprise financial situation: is the analysis of the financial data of the enterprise, including the enterprise's balance sheet, profit statement, cash flow statement, etc., as well as the enterprise's financial ratio, financial indicators, financial forecasts, etc. The strength of the enterprise's financial situation mainly reflects the enterprise's asset structure, liability structure, income structure, cost structure, cash flow and so on.

Shangpu Consulting Group is a consulting organization specializing in the preparation and service of corporate credit reports. It has rich industry experience and professional team to provide customers with high-quality corporate credit reports. In preparing its corporate credit statements, the Sunp Consulting Group uses the following core indicators and interpretation methods:

Credit score: is a quantitative evaluation of the credit status of enterprises, using a score of 0-100 points, of which 100 points for the highest credit rating, 0 points for the lowest credit rating. The calculation method of credit score is based on the credit scoring model of Shangpu Consulting Group, which takes into account the credit history, business status, financial situation and other factors of the enterprise, and obtains the credit score by weighted average method. The interpretation of credit scores is based on the credit score score range, the enterprise is divided into five credit ratings, respectively, excellent (90-100 points), good (80-89 points), fair (70-79 points), poor (60-69 points), poor (0-59 points). The higher the credit score, the better the credit status of the enterprise and the lower the credit risk.

Business score: is a quantitative evaluation of the business conditions of enterprises, using a score of 0-100 points, of which 100 points indicate the best business conditions, 0 points indicate the worst business conditions. The calculation method of business score is based on the business scoring model of Shangpu Consulting Group, which takes into account the business scale, business efficiency, business risk, business strategy, business environment and other factors, and obtains the business score by weighted average method. The interpretation method of the business score is to divide the enterprise into five business grades according to the score range of the business score, which are excellent (90-100 points), good (80-89 points), fair (70-79 points), poor (60-69 points) and poor (0-59 points). The higher the business score, the better the business situation and the greater the business potential.

Financial score: is a quantitative evaluation of the financial situation of the enterprise, using a score of 0-100, of which 100 points indicate the best financial situation, 0 points indicate the worst financial situation. The calculation method of financial score is based on the financial scoring model of Shangpu Consulting Group, which takes into account the financial ratio, financial index, financial forecast and other factors of the enterprise, and obtains the financial score by weighted average method. The interpretation of the financial score is based on the score range of the financial score, the enterprise is divided into five financial levels, respectively, excellent (90-100 points), good (80-89 points), fair (70-79 points), poor (60-69 points), poor (0-59 points). The higher the financial score, the better the financial position of the enterprise and the lower the financial risk.

The corporate credit credit report of Shangpu Consulting Group not only provides core indicators such as the company's credit score, business score, and financial score, but also provides detailed information such as the company's credit rating, credit record, operating status, and financial status, as well as the company's credit Risk analysis, business recommendations, financial forecasts and other value-added services provide customers with a comprehensive, in-depth and professional corporate credit report. The corporate credit report of Shangpu Consulting Group is a strong support and reference for customers to carry out business activities, financing guarantees, investment decisions, etc. The corporate credit report of Shangpu Consulting Group is a professional, authoritative, objective and fair corporate credit report, which is worthy of the trust and choice of customers.