The enterprise credit report is a document that reflects the credit status of the enterprise and is the basic product of the enterprise credit system. Corporate credit reports and other types of reports, such as market research reports, investment advisory reports,IPOConsulting reports, etc., have different purposes, contents, methods and values. From the perspective of consulting companies, this paper combs and compares these reports in order to provide reference for enterprises.

What is a corporate credit report?

Enterprise credit report is a comprehensive record of all kinds of economic activities of enterprises, reflecting the credit status of enterprises, is the basic product of enterprise credit system. The enterprise credit report objectively records the basic information of the enterprise, credit information and other information reflecting its credit status, and reflects its credit status in a comprehensive, accurate and timely manner, which is the "economic identity card" of the information subject ".

What is the role of corporate credit reporting?

Corporate credit reporting has two main functions:

First, for enterprises to actively understand their own credit records, such as: to see if there is bad credit information in the credit report, compare the credit report in the loan balance and their actual loan book balance is consistent. By discovering and correcting wrong or incomplete information in time, we can improve our credit level and enhance our competitiveness and influence in the market.

Second, for external inquirers (such as financial institutions, partners, government departments, etc.) to understand the credit status of enterprises, for all kinds of credit transactions to provide important decision-making reference, reduce unnecessary credit risk and loss. For example, financial institutions can decide whether to grant loans, determine the loan amount and interest rate according to the credit report of the enterprise; partners can select cooperation objects and formulate cooperation terms according to the credit report of the enterprise; government departments can supervise and evaluate the business behavior of the enterprise and implement policies and measures according to the credit report of the enterprise.

How do companies get their own or others' credit reports?

At present, the credit reference center of the people's Bank of China and the Export Import Bank of China provide services for inquiring and downloading enterprise credit reports. The query methods are mainly as follows:

Online inquiry: by logging in to the website of relevant institutions, online input query criteria (such as unified social credit code or name), and through identity verification (such as digital certificate or mobile phone verification code), you can view or download the credit report online.

Self-service inquiry: by going to the self-service inquiry outlets set up by relevant institutions (such as the credit sub-center of the people's bank of China), using the self-service inquiry machine (such as fingerprint identification machine or credit card machine), entering the inquiry criteria and passing the identity verification, you can print the credit report.

Window inquiry: by going to the window inquiry outlets set up by the relevant institutions (such as the People's Bank of China.

Agent inquiry: by entrusting an agency with relevant qualifications and authorization (such as a professional credit service company or law firm) to inquire and provide credit reports on behalf of the agency.

Different inquiry methods may have different fees and timeliness, please refer to the announcement of the relevant institutions or consult customer service.

What is the difference between a corporate credit report and other reports?

Corporate credit reports and other types of reports, such as market research reports, investment advisory reports,IPOConsulting reports, etc., have different purposes, contents, methods and values. The following is a review and comparison of these reports from the consulting firm's perspective.

What is the market research report?

Market research report is through the collection, analysis and interpretation of market-related data and information, to provide enterprises with market status, trends, opportunities, challenges and other aspects of professional analysis and recommendations of the instrument, is the results of market research presentation. Market research reports can cover industry analysis, market segmentation and user behavior research, channel model research, competitor research, market entry research, consumer research and other aspects.

What is the market research report?

The market research report mainly has the following functions:

Help companies understand the market environment and customer needs, and provide a basis for product development, brand positioning, and marketing strategies.

Help enterprises find market opportunities and potential, and provide guidance for market expansion, innovation and entrepreneurship.

Help companies assess market risks and challenges and provide early warning for crisis response, risk aversion, etc.

Help companies monitor market dynamics and changes, provide feedback for strategic adjustments, continuous improvement, etc.

How are market research reports generated?

The process of generating a market research report generally includes the following steps:

Determine the purpose and scope of the research: clarify the subject, object, content and duration of the research, and formulate the research plan and budget.

Collecting and organizing data: Obtain data related to the research topic through primary or secondary channels (e. g. questionnaires, interviews, observations, literature, networks, etc.), and clean, classify and summarize them.

Analysis and interpretation of data: the use of statistics, economics and other methods, quantitative or qualitative analysis of the data, and combined with industry knowledge and expert opinion, the data interpretation and evaluation.

Preparation and presentation of the report: based on the results of the analysis, the body of the report is written, accompanied by charts, appendices and other supporting materials to form a complete report document, and presented to the customer in written or oral form.

What is the difference between a market research report and a corporate credit report?

There are several differences between market research reports and corporate credit reports:

The purpose is different: the market research report is to help enterprises understand the external environment and customer needs, improve their competitiveness, while the enterprise credit report is to reflect the enterprise's own credit situation, improve external trust.

The content is different: the market research report involves a variety of data and information, such as industry overview, market size, user characteristics, competitive landscape, etc., while the enterprise credit report mainly contains basic information, credit information and other information reflecting the credit situation, such as administrative penalties, judicial proceedings and so on.

Different methods: The process of generating a market research report generally includes the following steps:

Determine the purpose and scope of the research: clarify the subject, object, content and duration of the research, and formulate the research plan and budget.

Collecting and organizing data: Obtain data related to the research topic through primary or secondary channels (e. g. questionnaires, interviews, observations, literature, networks, etc.), and clean, classify and summarize them.

Analysis and interpretation of data: the use of statistics, economics and other methods, quantitative or qualitative analysis of the data, and combined with industry knowledge and expert opinion, the data interpretation and evaluation.

Write and present reports: Based on the results of the analysis, write reportsText, and with supporting materials such as charts and appendices to form a complete report document, which is presented to the customer in writing or orally.

There are several differences between market research reports and corporate credit reports:

The purpose is different: the market research report is to help enterprises understand the external environment and customer needs, improve their competitiveness, while the enterprise credit report is to reflect the enterprise's own credit situation, improve external trust.

The content is different: the market research report involves a variety of data and information, such as industry overview, market size, user characteristics, competitive landscape, etc., while the enterprise credit report mainly contains basic information, credit information and other information reflecting the credit situation, such as administrative penalties, judicial proceedings and so on.

Different methods: market research reports need to actively collect and analyze data from various sources, using a variety of technologies and tools to form professional analysis and recommendations; while corporate credit reporting is through passive recording and sorting of various types of credit information, using a unified format and standards, to form an objective record and reflection.

Different value: market research report has high strategic value and guidance value, which can help enterprises to formulate or adjust their development direction and strategy; while enterprise credit report has high reference value and trust value, which can help enterprises to obtain or maintain the recognition of their partners and the public.

What is an investment advisory report?

Investment advisory report is a comprehensive evaluation and analysis of investment projects or investment objects, to provide investors with the basis for investment decisions and recommendations of the instrument, is the core product of investment advisory services. Investment advisory reports can cover project feasibility analysis, financial assessment, risk assessment, return on investment analysis, investment strategy recommendations and other aspects.

What is the role of investment advisory reports?

Investment advisory reports have the following main functions:

Help investors understand the basic situation, advantages and disadvantages, potential and risks of investment projects or objects, and provide reference for investment selection.

Help investors evaluate the value, benefits, costs, etc. of investment projects or objects, and provide a basis for investment decisions.

Help investors to formulate reasonable investment plans, budgets, arrangements, etc., and provide guidance for investment implementation.

Help investors monitor the operation of investment projects or objects, effect evaluation, problem handling, etc., and provide feedback for investment management.

How is an investment advisory report generated?

The process of generating an investment advisory report generally includes the following steps:

Determine the purpose and scope of the consultation: clarify the subject, object, content and duration of the consultation, and formulate the consultation plan and budget.

Collect and organize data: obtain data related to the subject of consultation through primary or secondary channels (such as information provided by the project party, market research, financial audit, legal review, etc.), and clean, classify and summarize them.

Analysis and interpretation of data: the use of finance, economics and other methods, quantitative or qualitative analysis of the data, and combined with industry knowledge and expert opinion, the data interpretation and evaluation.

Preparation and presentation of the report: based on the results of the analysis, the body of the report is written, accompanied by charts, appendices and other supporting materials to form a complete report document, and presented to the customer in written or oral form.

What is the difference between an investment advisory report and a corporate credit report?

There are several differences between an investment advisory report and a corporate credit report:

The purpose is different: the investment advisory report is to help investors make reasonable investment decisions and improve investment efficiency, while the enterprise credit report is to reflect the enterprise's own credit situation and improve external trust.

The content is different: the investment advisory report involves a variety of data and information, such as project overview, financial situation, market prospects, risk factors, etc., while the enterprise credit report mainly contains basic information, credit information and other information reflecting the credit situation, such as administrative penalties, judicial proceedings and so on.

Different methods: investment advisory reports need to actively collect and analyze data from various sources, using a variety of technologies and tools to form professional assessments and recommendations, while corporate credit reporting is through passive recording and sorting of various types of credit information, using a unified format and standards, to form an objective record and reflection.

Different values: Investment advisory reports have high decision-making value and guidance value, which can help investors choose suitable investment projects or objects and achieve investment goals; while corporate credit reports have high reference value and trust value, which can help investors Understand the credit status of the invested company and reduce investment risks.

IPOWhat is the advisory report?

The IPO advisory report is a document that provides professional analysis and recommendations on listing conditions, procedures, strategies, etc., through a comprehensive review and evaluation of the proposed listed company.IPOThe core product of consulting services.IPOThe consulting report can cover the company's general situation, financial situation, legal situation, market situation, listing feasibility analysis, listing plan design and so on.

IPOWhat is the role of the advisory report?

The IPO advisory report has the following main functions:

Help the proposed listed company to understand the listing conditions and requirements, and provide a basis for listing applications.

Help the proposed listed company to assess the feasibility and profitability of listing, and provide reference for listing decision-making.

Help companies to make reasonable listing plans and arrangements.

The process of generating an IPO advisory report generally includes the following steps:

Determine the purpose and scope of the consultation: clarify the subject, object, content and duration of the consultation, and formulate the consultation plan and budget.

Collect and organize data: obtain data related to the subject of consultation through primary or secondary channels (e. g. company-provided information, market research, financial audit, legal review, etc.), and clean, classify and summarize them.

Analysis and interpretation of data: the use of finance, economics and other methods, quantitative or qualitative analysis of the data, and combined with industry knowledge and expert opinion, the data interpretation and evaluation.

Write and present reports: Based on the results of the analysis, write reportsText, and with supporting materials such as charts and appendices to form a complete report document, which is presented to the customer in writing or orally.

There are several differences between an IPO advisory report and a corporate credit report:

Different purpose:IPOThe advisory report is to help the proposed listed company to achieve the goal of listing and improve the value of the company, while the enterprise credit report is to reflect the enterprise's own credit situation and improve the external trust.

Content is different:IPOThe consultation report involves many aspects of data and information, such as company profile, financial status, legal status, market status, listing feasibility analysis, listing plan design, etc.; while the corporate credit report mainly contains basic information, credit information and other information reflecting the credit situation, such as administrative penalties, judicial proceedings, etc.

Different methods:IPOConsulting reports need to actively collect and analyze data from various sources, using a variety of technologies and tools to form professional assessments and recommendations, while corporate credit reporting is through passive recording and sorting of various types of credit information, using a unified format and standards, to form an objective record and reflection.

Value is different:IPOThe consulting report has high strategic value and guiding value, which can help the listed company to formulate or adjust its listing strategy and arrangement to achieve the success of listing; while the enterprise credit report has high reference value and trust value, which can help the listed company to understand the credit status of itself or potential partners and reduce the listing risk.

Shangpu Consulting is a company specializing in corporate credit reporting, market research reports, investment advisory reports,IPOConsulting firms for services such as consulting reports. Shangpu Consulting Company has a team with rich experience, high professional quality and good service attitude to provide customers with all-round, high-efficiency and high-quality consulting services. Champ Consulting has provided successful consulting services to a number of well-known companies, such:

It provides a market research report for an e-commerce platform to help it understand the scale, demand and competition of the target market, and formulate an effective marketing strategy and promotion plan for it.

Provided an investment advisory report for a biopharmaceutical company to help it assess the feasibility and profitability of a new drug development project and formulate a reasonable investment plan and arrangement for it.

Provided for an Internet finance company.IPOThe consulting report helped it pass various listing reviews and evaluations, designed appropriate listing plans and arrangements for it, and successfully listed on NASDAQ.