Project Background

Scrap metal refers to metal materials formed in production, life and other activities that have lost their original use value or partially lost their use value, including scrap steel, scrap non-ferrous metals, scrap precious metals, etc. Scrap metal recycling is a resource-saving industry, which is of great significance for energy conservation, environmental protection and economic development.

Shangpu Consulting Company is a professional engaged in market research, investment and financing consulting,IPOInstitutions that provide services such as listing consulting, with the National Bureau of Statistics issued by the National Bureau of Statistics.“the People's Republic of China Foreign-related Investigation License”and obtain“China Market Survey Customer Satisfaction Best Brand Award”. Shangpu Consulting has rich research experience and customer resources in the scrap metal industry, and has provided professional credit reporting services for many scrap metal recycling enterprises.

Customer pain points

A scrap metal recycling enterprise (hereinafter referred to as the customer) is an enterprise mainly engaged in scrap steel recycling processing and sales, established in2010Year, registered capital5000Ten thousand yuan, the annual turnover reached2Billions of dollars. Customers in the industry has a high reputation and credibility, with a stable supplier and customer base.

Customer in2023Planning for capacity expansion and technological transformation at the beginning of the year requires a loan from a bank2Billions of dollars. However, during the loan approval process, the customer encountered the following problems:

Banks have a high risk perception of the scrap metal industry and have high requirements for customer loan lines and interest rates;

The bank lacks a comprehensive and in-depth understanding of the customer's credit status, and has doubts about the customer's operation, financial situation, market position, competitive advantage, etc;

The bank lacks effective verification and evaluation of the relevant materials and data provided by the customer, and is not assured of the customer's repayment ability and guarantee measures.

Project Purpose

In order to help customers successfully obtain bank loans, Shangpu Consulting has been entrusted by customers to carry out credit reporting projects. The project aims to provide customers with the following services through professional market research and data analysis:

Fully, accurately and timely reflect the credit status of customers in the scrap metal industry, including business conditions, financial conditions, market position, competitive advantages, etc;

Assess the customer's credit rating and credit risk objectively, fairly and scientifically, and give the customer's credit score and credit rating according to the relevant national and industry standards and norms;

Effectively, effectively and professionally provide customers with credit certificates, and through detailed data and cases, show customers' credit history, credit behavior, credit honor, etc., to enhance customers' credit image and credit value;

Targeted, constructive and operational to provide customers with credit advice, according to the customer's credit status and credit needs, put forward the customer's credit advantages and credit deficiencies, as well as improvement measures and suggestions to help customers improve credit level and credit management.

Research object

In order to ensure the quality and effectiveness of the project, Shangpu Consulting Company adopted a variety of research methods, including literature analysis, network data mining, telephone interviews, on-site visits, etc., to investigate the following objects:

Customer itself: understand the customer's basic situation, business situation, financial situation, market position, competitive advantage, etc;

Customer's suppliers: understand the customer's procurement, payment, cooperation, etc;

Customer's customer: understand the customer's sales situation, collection situation, service situation, etc;

Customer's competitors: understand the customer's competitive landscape, competitive strategy, competitive advantages and disadvantages in the scrap metal industry;

Customer's partners: understand the customer's cooperation relationship, cooperation effect, cooperation reputation in the scrap metal industry;

Customer's industry: understand the development status, development trend, development opportunities and challenges of the scrap metal industry.

In the course of the research, Champ Consulting collected a total2000Multiple documents, excavated1000multiple network data, interviewed300A number of relevant institutions and individuals visited50A number of related companies. The research object covers all regions and all kinds of scrap metal recycling enterprises in China, which has high representativeness and authority.

Project Content

Based on the results of the survey, Champ Consulting prepared a professional credit report for its clients. The report mainly includes the following:

Customer profile: introduce the basic information of the customer, such as enterprise name, registered address, legal representative, registered capital, establishment time, etc;

Industry overview: Introduce the development history, development status, development trend, market scale, market structure, market characteristics, etc. of the scrap metal industry;

Customer business situation: introduce the customer's business scope, business model, business scale, business efficiency, etc;

Customer's financial situation: introduce the customer's financial indicators, financial analysis, financial evaluation, etc;

Customer's market position: introduce the customer's market share, market ranking and market influence in the scrap metal industry;

Customer competitive advantage: introduce the core competitiveness of customers in the scrap metal industry, such as technical level, product quality, service level, brand image, etc;

Customer credit history: describes the customer's credit behavior, credit events, credit evaluation, etc. in the past;

Customer credit honor: introduce the credit award, credit certification, credit rating, etc. obtained by the customer;

Customer credit score: according to the relevant national and industry standards and norms, the use of scientific scoring model, the customer's credit status to quantify and comprehensive evaluation, give the customer's credit score;

Customer credit rating: according to the customer's credit score, according to the relevant national and industry standards and norms, the customer's credit risk classification and classification, give the customer's credit rating;

Customer credit certificate: through detailed data and cases, show the customer's credit image and credit value, to provide customers with strong credit proof;

Customer credit advice: according to the customer's credit status and credit needs, put forward the customer's credit advantages and credit shortage, as well as improvement measures and suggestions to help customers improve credit level and credit management.

Project Value

The project provides the following value to the customer:

Improve the credibility of customers in the bank, increase the success rate of customers to obtain loans and preferential degree;

Improve the visibility and reputation of customers in the scrap metal industry, and increase the ability of customers to attract and retain suppliers, customers, partners and other stakeholders;

Improve the customer's own credit level and credit management, increase the customer's ability to respond to market changes and risk challenges;

提高了尚普咨询公司在废金属行业的专业度和影响力，增加了尚普咨询公司获取更多废金属行业客户的机会。