Project Background

Laser industry is a high-tech industry, with high efficiency, high precision, high flexibility and other characteristics, widely used in industrial manufacturing, medical beauty, consumer electronics, new energy vehicles and other fields.2022The global laser market size reached198Billion US dollars, year-on-year growth12%；中国激光器市场规模达到110亿美元，占全球市场的64%. Expected2024年全球激光器市场规模将达到220亿美元，中国激光器市场规模将达到135Billions of dollars.

Shangpu Consulting Company is a consulting agency specializing in corporate credit reporting services. It has many years of industry experience and professional team to provide customized credit assessment, risk management, business investigation and other solutions for customers in various industries. Shangpu Consulting's clients include banks, insurance, financial institutions, government departments, listed companies, small and medium-sized enterprises, etc.

Customer pain points

A state-owned bank (hereinafter referred to as the customer) is a large bank with multiple branches in China, providing financial services such as loans, guarantees and settlements for various enterprises. The customer recently received a loan application from a laser industry enterprise (hereinafter referred to as the applicant), and the applicant wishes to obtain5000A working capital loan of RMB 10,000 to expand production scale and increase market share. After a preliminary review of the applicant's basic information, the client found that the applicant was a company established in2018Private enterprises in the year, with a registered capital1000RMB 10,000, mainly engaged in the research and development, production and sales of laser cutting equipment, with independent intellectual property rights and patented technology, products are mainly sold to domestic and foreign automotive, aerospace, medical and other fields.

Customers are interested in the applicant's loan needs, but there are also the following pain points:

The customer does not know enough about the development trend and market competition pattern of the laser industry, and cannot accurately evaluate the industry environment and development prospects of the applicant;

The customer lacks a comprehensive and in-depth understanding of the applicant's business and financial status, and is unable to judge the applicant's repayment ability and credit risk;

The customer lacks a clear understanding of the applicant's core competitiveness and differentiation advantages, and cannot determine whether the applicant has good profitability and market potential;

The customer lacks effective verification and investigation of the applicant's partners and customer groups, and cannot confirm whether the applicant has a stable supply chain and sales channels;

The customer does not have a sufficient understanding of the laws, regulations and industry standards involved in the applicant to assess whether the applicant meets the relevant compliance requirements and quality standards.

Project Purpose

20236In January, in order to solve the pain points of customers, Shangpu Consulting Company provided customers with an enterprise credit reporting service, which aims to provide customers with the following contents through comprehensive, in-depth and professional research and analysis:

The development status, trend, scale, structure and competition pattern of laser industry;

The applicant's basic information, business status, financial status, core competitiveness, differentiation advantages, etc;

The situation, evaluation and feedback of the applicant's partners and customer groups;

Overview, applicability and compliance of laws, regulations and industry standards involved by the applicant;

Applicant's credit rating, risk assessment, loan advice, etc.

Research object

In order to ensure the quality and efficiency of the project, Champu Consulting has adopted a variety of research methods, including:

Internet search: use search engines such as Bing to collect and filter information related to the laser industry and applicants, including news reports, industry reports, policy documents, patent documents, corporate websites, etc;

Questionnaire survey: design and distribute questionnaires for the laser industry and applicants, invite relevant industry experts, business managers, suppliers, customers, etc. to participate in the filling, and collect valid questionnaires.100(B);

Interview visits: arrange and conduct interview visits related to the laser industry and applicants, invite relevant industry associations, government departments, competitors, partners, customers, etc. to participate in the interview visits.20times;

Field visits: arrange and conduct field visits to applicants to observe their production equipment, process flow, product quality, management system, etc., and conduct field visits.2Times.