Project Background

Non-woven fabric is a new type of environmentally friendly material, which is waterproof, breathable, flexible, non-toxic, non-irritating, and degradable. It is widely used in agriculture, household decoration, industry, military, and automobile industries. China is the world's largest producer and consumer of non-woven fabrics,2022Annual non-woven production reached920Ten thousand tons, accounting for the total global output.40%Left and right. With the growth of domestic and foreign market demand, China's non-woven industry has shown a good development prospect.

Shangpu Consulting Company is a company specializing in corporate credit reporting services, providing comprehensive, accurate and timely corporate credit information and risk assessment for customers in all walks of life. Shangpu Consulting Company has rich industry experience and professional team, which can customize personalized credit reporting scheme according to the different needs of customers.

Customer pain points

A bank is a commercial bank that carries out financial services nationwide. In order to expand the loan market of the non-woven industry, it is necessary to conduct credit evaluation and risk control on potential customers in the industry. However, due to the fierce competition in the non-woven industry, the large number of market participants, and the opaque financial status and operating conditions of enterprises, it is difficult for banks to obtain effective credit information and risk indicators, and it is impossible to accurately judge the repayment ability and willingness of enterprises. Therefore, banks are in urgent need of a professional, authoritative and systematic credit report of non-woven industry enterprises in order to provide the basis and support for their loan decisions.

Project Purpose

20236The project aims to provide a bank with credit reporting services for enterprises in the non-woven industry, including the following objectives:

Analyze the development status, trends, opportunities and challenges of the non-woven industry;

Evaluate the market size, competitive landscape, supply and demand and profitability of the non-woven industry;

Collect and verify the basic information, financial data, business status, social responsibility, etc. of relevant enterprises in the non-woven industry;

The credit rating and risk assessment of the relevant enterprises in the non-woven industry are carried out, and the corresponding suggestions and measures are given.

Research object

The research objects of this project are related enterprises in the non-woven industry, including the following three categories:

Non-woven fabric raw material suppliers: mainly viscose fiber, polyester fiber, polypropylene fiber and other raw material production suppliers;

Non-woven fabric manufacturers: mainly manufacturers of various types of non-woven products (such as spunbond non-woven fabrics, spunlace non-woven fabrics, needle-punched non-woven fabrics, etc.);

Non-woven downstream users: mainly for the use of non-woven products (such as medical and health supplies, industrial wipes, packaging materials, etc.) downstream users.

The project plans to investigate the number of non-woven industry related enterprises.100Home, which non-woven raw materials suppliers20Home, Non-woven Manufacturers50Home, non-woven downstream users30Home.

Project Content

The main contents of this project include the following aspects:

Non-woven industry overview: introduction of non-woven classification, characteristics, process, application and other basic situation;

Non-woven industry analysis: analysis of non-woven industry development process, policy environment, market size, competition pattern, supply and demand situation, profitability and other important indicators;

Non-woven industry outlook: look forward to the development trends, opportunities and challenges of the non-woven industry, and predict the future market size and growth rate;

Non-woven industry enterprise credit report: the research object of the credit report preparation, including the following:

Basic information: including enterprise name, registered address, legal representative, registered capital, establishment time, business scope, etc;

Financial data: including balance sheet, profit statement, cash flow statement, etc., reflecting the financial position and operating results of the enterprise;

Operating status: including main business, product structure, market share, customer distribution, supplier relationship, R & D investment, etc., reflecting the company's operating capabilities and competitive advantages;

Social responsibility: including complying with laws and regulations, fulfilling tax obligations, protecting environmental resources, caring for employee welfare, etc., reflecting the social image and credibility of the company;

Credit rating: according to the financial data and operating conditions of the enterprise, the use of professional credit rating model, give the enterprise's credit rating and risk rating;

Risk assessment: according to the credit rating and industry situation of the enterprise, analyze the main risk factors and possible impacts faced by the enterprise, and give the corresponding risk early warning and preventive measures;

Suggestions and measures: According to the results of the enterprise's credit report, give targeted suggestions and measures to help banks make loan decisions and risk control.

Project Value

The value of this project is mainly reflected in the following aspects:

Provide banks with comprehensive, accurate and timely credit information and risk assessment of the non-woven industry and related enterprises, and improve the efficiency and quality of bank loan approval;

It provides banks with the development status, trends, opportunities and challenges of the non-woven industry, helps banks grasp industry trends and market opportunities, and optimizes bank loan strategies and product designs;

To provide banks with targeted recommendations and measures to help banks to carry out effective risk control and management, reduce the bank's loan default rate and loss rate;

It has improved the cooperative relationship with related enterprises in the non-woven industry for the bank, and enhanced the brand influence and market competitiveness of the bank in this field.