Project background:

A textile enterprise is a large-scale textile enterprise integrating textile, printing and dyeing, finishing and garment making. It mainly produces and sells all kinds of chemical fibers, yarns, fabrics and clothing products. It has a relatively complete vertical industrial chain and has established a strategic cooperative relationship with international well-known brands. The company plans to publicly issue convertible corporate bonds in the near future to raise funds to expand production scale and upgrade technology, and enhance market competitiveness.

Customer pain points:

In order to successfully complete the bond issue, the enterprise needs to obtain the credit rating services of an authoritative credit rating agency to improve the credit rating and attractiveness of the bonds and reduce financing costs and risks. However, the company does not know much about the process and standards of credit rating, nor does it know how to choose the right credit rating agency and program, which requires professional advice and guidance.

Project purpose:

As a professional credit rating consulting firm, Champu Consulting aims to provide the following services to the enterprise:

To help the enterprise understand the basic concepts, methods, models and influencing factors of credit rating;

Help the enterprise to select appropriate credit rating agencies and programs, and assist it in communication and coordination with credit rating agencies;

Help the enterprise to collect, collate, analyze and provide relevant financial data, business data, industry data and other information to support credit rating agencies to carry out objective, comprehensive and accurate credit status analysis and evaluation;

Help the enterprise to formulate and implement credit risk management and improvement measures to improve its credit rating and reputation.

Research object:

The research objects of this project mainly include the following two categories:

The internal management, financial department, production department, sales department and other relevant personnel of the enterprise to obtain the basic situation, financial situation, business status, development strategy and other information of the enterprise;

Relevant institutions, experts, peer competitors and other external personnel of the industry to which the enterprise belongs to obtain information on industry trends, market size, competitive landscape, risk factors, etc.

Project Content:

The main contents of this project include the following aspects:

Conduct pre-credit rating training for the enterprise, introduce the basic concepts, methods, models and influencing factors of credit rating, and help the enterprise to establish correct credit rating awareness and understanding;

Guide the selection of credit rating agencies and programs for the enterprise, recommend appropriate credit rating agencies and programs according to the actual situation and needs of the enterprise, and assist it in communication and coordination with credit rating agencies;

Collect, collate, analyze and provide services for the credit rating information of the enterprise, including financial data, business data, industry data and other information, so as to support the credit rating agency to carry out objective, comprehensive and accurate credit status analysis and evaluation;

To provide services for the development and implementation of credit risk management and improvement measures for the enterprise, to help the enterprise identify and assess its existing credit risk based on the analysis and evaluation results of the credit rating agency, and to develop and implement corresponding credit risk management and improvement measures to improve its credit rating and reputation.

Project Value:

The main value of this project is reflected in the following aspects:

Through the service of this project, the enterprise can better understand the importance and necessity of credit rating, and improve its cognitive level and participation in credit rating;

Through the services of this project, the enterprise can select appropriate credit rating agencies and programs, successfully complete the credit rating services required for bond issuance, improve the credit rating and attractiveness of bonds, and reduce financing costs and risks;

Through the service of this project, the enterprise can provide complete, accurate and timely credit rating information, support credit rating agencies to carry out objective, comprehensive and accurate credit status analysis and evaluation, and improve its credit transparency and credibility;

Through the services of this project, the enterprise is able to formulate and implement effective credit risk management and improvement measures, improve its credit rating and reputation, and enhance its market competitiveness and development potential.