Project background:

Solar cell is a kind of semiconductor device that converts sunlight directly into electrical energy, and it is a clean and renewable new energy. With the intensification of the global energy crisis and environmental problems, the development of solar cells has been highly valued by governments and all sectors of society.

Customer pain points:

After receiving a commission from a bank, Shangpu Consulting needs to evaluate the credit standing of a solar cell enterprise so that the bank can decide whether to grant a loan to the enterprise. However, due to the particularity of the solar cell industry, the company faces the following difficulties:

The solar cell industry involves many fields and technologies, and requires professional knowledge and experience to accurately evaluate the technical level, market competitiveness, cost-effectiveness, etc;

The solar cell industry is greatly affected by policies, subsidies, environment and other factors, and it is necessary to keep abreast of industry dynamics and risk changes in order to predict the future development trend and profitability of enterprises;

The financial data and credit records of solar cell companies may be incomplete, inaccurate or untimely and need to be verified and analyzed in order to assess the solvency and credit risk of the company.

Project purpose:

To address the above issues, Champ & Co. has decided to adopt the following approach:

Collect relevant information on the solar cell industry through professional databases, industry reports and other channels to analyze industry characteristics, development status, market scale, competitive landscape, policy impact, etc;

Collect the basic information of the company by visiting the official website of the solar cell company, social media, news reports and other channels, and analyze the background, organizational structure, business scope, main products, technical advantages, etc. of the company;

Collect financial data and credit records of solar cell companies through telephone interviews, on-site surveys, questionnaires, etc., and verify the company's assets and liabilities, income and expenditure, debt repayment, credit rating, etc;

Through the comprehensive use of financial analysis, comparative analysis, risk analysis and other methods, the credit status of solar cell enterprises is evaluated, and the rating results and suggestions are given.

Research object:

The research object of this project is a solar cell enterprise, which was established in2010In, mainly engaged in the research and development, production and sales of monocrystalline silicon solar cells, with independent intellectual property rights of the core technology, products are exported to Europe, America, Asia and other countries and regions. The company is currently facing the need to expand its production scale and increase its market share, so it applied for a loan from a bank.

Project Content:

The main contents of this project include the following aspects:

Solar cell industry analysis: analyze the development history, technical characteristics, market scale, competition pattern, policy impact, etc. of the solar cell industry, and evaluate the development prospects and risks and challenges of the industry;

Overview of solar cell enterprises: introduce the basic information of solar cell enterprises, including enterprise name, registered address, legal representative, registered capital, business scope, main products, technical advantages, etc;

Financial analysis of solar cell enterprises: analysis of the financial data of solar cell enterprises, including balance sheet, profit statement, cash flow statement, etc., to evaluate the profitability, solvency, growth capacity of enterprises;

Credit analysis of solar cell enterprises: analysis of the credit history of solar cell enterprises, including credit rating, debt repayment, litigation and arbitration, bad information, etc., to assess the credit risk and credit rating of enterprises;

Rating results and suggestions of solar cell enterprises: Based on the above analysis, the credit rating results of solar cell enterprises are given, and corresponding suggestions are put forward according to the rating results.

Project Value:

The value of this project is mainly reflected in the following aspects:

It provides a comprehensive, accurate and objective credit report for the bank, provides an important reference basis for the bank to decide whether to grant loans to the enterprise, and reduces the credit risk and loss of the bank;

It provides professional, fair and transparent credit evaluation services for solar cell enterprises, provides strong support for the enterprise to improve its credit level and market competitiveness, and promotes the sustainable development of the enterprise;

It provides an excellent case for Shangpu Consulting Company to demonstrate its professional level and service quality, increases its market reputation and customer satisfaction, and promotes the business growth of Shangpu Consulting Company.