Project background:

A mini-car means that the engine displacement does not exceed1.1L, the length, width and height of the body do not exceed3.8m、1.6mand2m, the maximum cargo capacity does not exceed600kgof the car. Mini-cars have the characteristics of low fuel consumption, low price, low use cost, small footprint, multiple uses, and wide adaptability. They are favored by many working families and emerging markets in the process of urbanization.2021Global minicar market sales reached533.5Billions of dollars, expected2028The year will reach640Billion US dollars, compound annual growth rate (CAGR)2.6%（2022-2028）。

Customer pain points:

A mini-car manufacturer is an enterprise specializing in the research and development, production and sales of mini-electric vehicles. It has multiple brands and models, and its products are exported to five continents and nearly 100 countries and regions around the world. The company is facing fierce competition in the domestic market and needs to continuously explore new cooperation channels and customer groups to increase market share and brand influence. However, in business negotiations with potential partners, the enterprise often encounters the problem of the other party's questioning of its credit status and asking for relevant proof. Because the enterprise did not update and maintain its credit information in a timely manner, and did not obtain a credit rating or credit report issued by an authoritative institution, it was in a disadvantaged position in the transaction, unable to effectively demonstrate its advantages and strength, and even missed some favorable cooperation opportunities.

Project purpose:

20236月，该企业希望通过委托专业的咨询机构为其提供企业信用资信报告服务，以便获取全面、准确、及时的自身信用信息，并通过第三方的权威认证提高自己在市场上的信誉度和竞争力。该企业期望通过该服务能够：

了解自己在金融、税务、司法等方面的信用记录和评价，发现并改善自身存在的信用风险和问题；

Demonstrate to potential partners their strengths and potential in terms of business status, financial status, performance capabilities and development prospects;

Enhance the possibility of obtaining priority or preferential treatment in administrative matters such as government procurement, bidding, state-owned land transfer, and awarding honorary titles;

降低自己在与其他市场主体进行交易时所需承担的成本和风险，提高交易效率和效果。

Research object:

该项目的调研对象主要包括以下三类：

The enterprise itself, including its registration information, shareholder information, enterprise change information, legal person employment information, business status, financial status, judicial information, negative records, etc;

该企业的主要合作伙伴，包括其供应商、客户、金融机构、政府部门等，以了解其对该企业的信用评价和反馈；

The industry and market environment in which the company operates, including its competitors, industry size, industry trends, market demand, market risks, etc., to assess its position and prospects in the industry and market.

Project Content:

The main contents of the project include the following aspects:

收集和整理该企业的各类信用信息，包括从国家企业信用信息公示系统、中国人民银行征信中心、国家税务总局等政府部门或机构获取的官方信用信息，以及从第三方信用服务机构或平台获取的信用评级或信用报告等；

分析和评价该企业的信用状况，包括从基本信息、信贷信息、税务信息、司法信息等多个维度对其进行综合评价，并通过预先定义的信用等级符号进行表示；

Prepare and issue the credit report of the enterprise, including the cover, catalogue, summary, text and attachments of the report. The main body of the report includes the following chapters:

Basic information of the enterprise, introducing the registration information, shareholder information, enterprise change information, legal person employment information, etc. of the enterprise;

企业经营情况，介绍该企业的经营范围、经营模式、经营规模、经营效益等；

企业财务情况，介绍该企业的资产负债状况、利润分配状况、现金流量状况等，并提供最近一年或一期的财务会计报告；

企业信贷情况，介绍该企业的信贷记录、信贷额度、信贷余额、逾期还款情况等，并提供最近一年或一期的银行对账单；

企业税务情况，介绍该企业的纳税记录、纳税额度、纳税余额、欠税情况等，并提供最近一年或一期的税务清单；

The judicial situation of the enterprise, introducing the litigation cases, arbitration cases and enforcement cases involved in the enterprise, and providing relevant judgment documents or enforcement documents;

Negative records of the enterprise, introducing whether the enterprise has illegal behaviors, abnormal business behaviors, serious dishonesty behaviors, etc., and providing relevant punishment decisions or publicity information;

Enterprise credit evaluation, based on the above-mentioned aspects of credit information, a comprehensive evaluation of the enterprise, and give the corresponding credit rating and recommendations.

Project Value:

通过本项目，尚普咨询为微型车制造商提供了以下价值：

提供了全面、准确、及时的自身信用信息，帮助其了解自己在金融、税务、司法等方面的信用记录和评价，发现并改善自身存在的信用风险和问题；

提供了第三方权威认证的信用资信报告，帮助其向潜在合作伙伴展示自己的经营状况、财务状况、履约能力和发展前景等方面的优势和潜力，增强自己在市场上的信誉度和竞争力；

帮助其在政府采购、招投标、国有土地出让、授予荣誉称号等行政管理事项中获得优先或优惠待遇，提高自己的社会地位和影响力；

帮助其降低自己在与其他市场主体进行交易时所需承担的成本和风险，提高交易效率和效果，增加自己的收入和利润。

本案例展示了尚普咨询在企业信用资信报告业务方面的专业能力和服务水平，为微型车制造商提供了有价值的解决方案，为其在微型车市场中取得了更好的发展。同时，本案例也为尚普咨询在该行业和市场中树立了良好的口碑和形象，为其拓展更多的客户和合作机会奠定了坚实的基础。