1. data acquisition

Data collection is the basis of enterprise credit reporting, but also the most critical part. The quality and quantity of data collection directly affect the accuracy and validity of data analysis, as well as the value and credibility of data presentation and data application. Champ Consulting Group has the following core technologies and innovations in data collection:

Multi-source data acquisition. Through multi-channel, multi-mode and multi-level data collection, Shangpu Consulting Group obtains multi-dimensional data such as basic information, financial information, business information, legal information and social information of enterprises. it has formed a huge database covering all regions, industries and enterprises of all sizes in the country. Shangpu Consulting Group not only uses public data sources, such as industrial and commercial registration, tax registration, court judgments, administrative penalties, media reports, etc., but also establishes good cooperative relations with government departments, financial institutions, industry associations, business partners, etc. Obtain more non-public data sources, such as internal corporate statements, credit ratings, loan records, contract performance, business reputation, etc. In addition, Shangpu Consulting Group also collects and collates a large amount of enterprise-related data from the Internet through self-developed web crawler, data mining, data cleaning and other technologies, such as corporate websites, social media, e-commerce, and online public opinion.

Real-time data acquisition. By establishing an automated data acquisition system, Shangpu Consulting Group has realized real-time updating and synchronization of data, ensuring the timeliness and dynamics of data. The data collection system of Shangpu Consulting Group can set different data collection cycles and methods according to the importance, frequency and amplitude of change of data, such as daily, weekly, monthly, quarterly, annual, etc., as well as active, passive, regular and irregular, so as to realize real-time data collection and update. The data acquisition system of Shangpu Consulting Group can also detect and capture major events, abnormal situations, risk signals, etc. of the enterprise in time through intelligent identification, intelligent reminder, intelligent push and other functions, so as to realize real-time data monitoring and early warning.

Intelligent data acquisition. Through the use of artificial intelligence, machine learning, deep learning and other technologies, Shangpu Consulting Group has realized the intelligent collection and processing of data, and improved the quality and efficiency of data. The data acquisition system of Shangpu Consulting Group can extract and convert data from various forms and formats of data sources, such as text, pictures, audio, video, etc., through natural language processing, image recognition, speech recognition, video analysis and other technologies. In order to realize the intelligent recognition and conversion of data. The data acquisition system of Shangpu Consulting Group can also extract and summarize data from massive data, such as concepts, attributes, relationships, emotions, intentions, etc., through knowledge mapping, semantic analysis, sentiment analysis, correlation analysis and other technologies, so as to realize the intelligent refinement and induction of data.

2. data analysis

Data analysis is the core of corporate credit reporting and the most valuable part. The purpose of data analysis is to discover and reveal the credit status and risk level of the enterprise from the data through the processing, processing, calculation, comparison, evaluation and prediction of the data, and to provide customers with useful information and suggestions. Champ Consulting Group has the following core technologies and innovations in data analysis:

Multidimensional data analysis. Through multi-angle, multi-level and multi-dimensional data analysis, Shangpu Consulting Group comprehensively and deeply evaluates the credit status and risk level of enterprises, forming a diversified and comprehensive credit evaluation system. Shangpu Consulting Group not only analyzes the data from the traditional credit evaluation dimensions such as the financial situation, operating situation, legal situation and social situation of the enterprise, but also analyzes the data from the emerging credit evaluation dimensions such as the strategic situation, competition situation, innovation situation and brand situation of the enterprise, so as to realize the multi-dimensional analysis and evaluation of the data. Shangpu Consulting Group also analyzes the data of different time periods such as historical data, current data and future data of the enterprise, so as to realize multi-period analysis and evaluation of data.

Accurate data analysis. By establishing a refined data analysis model, Shangpu Consulting Group has realized the accurate calculation and prediction of data, ensuring the accuracy and reliability of the data. The data analysis model of Shangpu Consulting Group can set different data analysis indicators and weights according to the industry characteristics, scale characteristics, regional characteristics and other factors of the enterprise, such as operating income, profit margin, asset-liability ratio, solvency, profitability, growth ability, stability, credit rating, credit score, credit rating and so on, so as to realize the accurate calculation and evaluation of data. The data analysis model of Shangpu Consulting Group can also discover and extract data patterns and trends from historical data and current data through big data analysis, data mining, data modeling and other technologies.

Intelligent data analysis. Through the use of artificial intelligence, machine learning, deep learning and other technologies, Shangpu Consulting Group has realized the intelligent analysis and prediction of data, and improved the effect and value of data. The data analysis system of Shangpu Consulting Group can generate and present various forms and formats of content from data, such as text, pictures, audio, video, etc., through natural language generation, image generation, voice generation, video generation and other technologies, so as to realize the intelligent generation and presentation of data. The data analysis system of Shangpu Consulting Group can also learn and optimize data strategies and behaviors from data, such as credit evaluation, credit advice, credit decision-making, etc., through intensive learning, transfer learning, confrontation learning and other technologies, so as to realize intelligent learning and optimization of data.

3. Data Presentation

Data presentation is the performance of corporate credit reporting, but also the most intuitive part. The purpose of data presentation is to display the analysis results and value information of data to customers in a clear, beautiful and easy to understand way through visualization, personalization and interaction of data, so as to improve customer satisfaction and loyalty. Champ Consulting Group has the following core technologies and innovations in data presentation:

Visual data presentation. Through the use of various charts, graphs, images, animations and other technologies, Shangpu Consulting Group displays the results of data analysis and value information to customers in an intuitive, vivid and interesting way to improve their awareness and understanding. The data presentation system of Shangpu Consulting Group can select appropriate data visualization methods according to the type, characteristics, scale and other factors of the data, such as bar chart, pie chart, line chart, scatter chart, radar chart, map, dashboard, funnel chart, heat map, word cloud chart, etc., so as to realize the visual presentation of the data. The data presentation system of Shangpu Consulting Group can also enhance the visual effect and aesthetic feeling of the data by using color, shape, size, position, dynamic and other technologies, so as to realize the beautiful presentation of the data.

Personalized data presentation. Through the use of user portrait, user behavior, user preferences and other technologies, Shangpu Consulting Group presents the analysis results and value information of data to customers in a customized, differentiated and exclusive way, so as to improve the attention and trust of customers. The data presentation system of Shangpu Consulting Group can select the appropriate data presentation content, form, style, language, etc., such as credit report, credit rating, credit advice, credit warning, etc., according to the customer's identity, attributes, needs, goals and other factors, so as to realize the personalized presentation of data. The data presentation system of Shangpu Consulting Group can also continuously collect and analyze customer feedback and evaluation by using recommend system, feedback system, evaluation system and other technologies, so as to realize the optimal presentation of data.

Interactive data presentation. Through the use of voice interaction, image interaction, video interaction, touch interaction and other technologies, Shangpu Consulting Group presents data analysis results and value information to customers in an interactive, communicative and participatory manner to improve customer participation and experience. The data presentation system of Shangpu Consulting Group can select appropriate data interaction methods, such as voice dialogue, image recognition, video playback, touch operation, etc., according to the customer's intention, emotion, behavior and other factors, so as to realize the interactive presentation of data. The data presentation system of Shangpu Consulting Group can also enhance the realism and immersion of data by using virtual reality, augmented reality, mixed reality and other technologies, so as to realize the experience presentation of data.

4. data application

Data application is an extension of enterprise credit reporting, and it is also the most meaningful part. The purpose of data application is to provide customers with targeted solutions and value-added services by combining the analysis results and value information of data with customers' business scenarios and decision-making needs, so as to help customers achieve the goals of credit management and credit improvement. Champ Consulting Group has the following core technologies and innovations in data applications:

Credit management data application. By combining the results of data analysis and value information with the customer's credit management business scenarios and decision-making needs, Shangpu Consulting Group provides customers with credit management solutions and value-added services to help customers achieve their credit management goals. The application of credit management data by Champ Consulting Group includes the following aspects:

Credit monitoring. Shangpu Consulting Group provides customers with corporate credit monitoring services through the use of real-time data collection and update, real-time monitoring and early warning, real-time generation and presentation, etc., to help customers understand and grasp the credit status and risk level of the company in time, and discover and deal with the company's credit problems and risk events in a timely manner, and adopt and adjust credit management strategies and measures in a timely manner, so as to realize the credit monitoring of the company.

Credit assessment. Through the use of data multi-dimensional analysis and evaluation, accurate calculation and prediction, intelligent generation and presentation and other technologies, Shangpu Consulting Group provides customers with enterprise credit evaluation services, helps customers to comprehensively and deeply evaluate and compare the credit status and risk level of enterprises, provides customers with objective and scientific credit evaluation and credit suggestions, and provides strong support and basis for customers' credit management and credit decision-making, in order to achieve the credit assessment of enterprises.

Credit Counseling. Through the use of data intelligent analysis and prediction, intelligent generation and presentation, intelligent learning and optimization and other technologies, Shangpu Consulting Group provides customers with corporate credit consulting services, helps customers formulate and implement reasonable and effective credit management and credit improvement programs and measures according to the credit status and risk level of the enterprise, and provides customers with professional and considerate credit guidance and credit training, provide a full range of help and services for customers' credit management and credit enhancement, so as to realize the credit consultation of enterprises.

Credit enhancement data application. By combining the analysis results and value information of the data with the customer's business scenarios and decision-making needs for credit enhancement, Shangpu Consulting Group provides customers with credit enhancement solutions and value-added services to help customers achieve their credit enhancement goals. Champ Consulting Group's credit enhancement data applications include the following:

Credit optimization. Through the use of technologies such as accurate calculation and prediction of data, intelligent generation and presentation, intelligent learning and optimization, etc., Shangpu Consulting Group provides customers with enterprise credit optimization services, helps customers optimize and adjust the enterprise's credit structure and credit strategy according to the enterprise's credit status and risk level, improves the enterprise's credit efficiency and credit benefit, and provides customers with professional and practical credit optimization schemes and credit optimization suggestions, so as to realize the credit optimization of the enterprise.

Credit expansion. Through the use of technologies such as multi-dimensional analysis and evaluation of data, intelligent generation and presentation, intelligent learning and optimization, Shangpu Consulting Group provides customers with corporate credit expansion services, helps customers expand and develop corporate credit resources and credit markets according to corporate credit status and risk levels, improves corporate credit competitiveness and credit influence, and provides customers with professional and innovative credit expansion programs and credit expansion suggestions, so as to realize the credit expansion of the enterprise.

Credit innovation. Through the use of data intelligent analysis and prediction, intelligent generation and presentation, intelligent learning and optimization and other technologies, Shangpu Consulting Group provides customers with corporate credit innovation services, helps customers innovate and improve corporate credit models and credit products according to corporate credit status and risk levels, enhances corporate credit creativity and credit value, and provides customers with professional and cutting-edge credit innovation solutions and credit innovation suggestions, so as to realize the credit innovation of enterprises.

5. epilogue

Enterprise credit report is an important tool to evaluate the credit status and risk level of enterprises, which is of great significance to promote the development of market economy and maintain the stability of social credit system. Shangpu Consulting Group is a consulting company specializing in corporate credit reporting services. It has many years of industry experience and rich data resources to provide customers with high-quality, high-efficiency and high-value credit reports.