The enterprise credit report is a kind of comprehensive evaluation report on the credit status, operating status and financial status of the enterprise, and is an important basis for the transaction between the enterprise and the external partner. Enterprise credit report can help enterprises to obtain financing, expand the market, reduce risk, enhance competitiveness and so on. However, making a corporate credit report is not a simple task, requiring the collection and analysis of large amounts of data, the use of professional evaluation models and methods, and an in-depth understanding of the industry and market. As a result, many companies choose to commission a professional consulting firm to produce corporate credit reports to save time and cost and improve efficiency and accuracy.

As a professional data analysis service provider, consulting companies can use their own data resources, analysis methods and industry experience to provide customers with high-quality corporate credit reports. In general, the basic process for a consulting firm to produce a corporate credit report is as follows:

Understand customer needs: the consulting company needs to communicate with the customer, clear customer needs to produce enterprise credit report purpose, object, scope, duration, etc., as well as the customer's report format, content, structure and other requirements.

Data collection: Consulting companies need to collect relevant data from multiple channels, including the company's own basic information, financial statements, business activities, social responsibility, etc.; industry and market development trends, competition patterns, policies and regulations, etc.; and third-party agencies Or the corporate rating, public opinion analysis, risk warning, etc. provided by the platform.

Analysis of data: Consulting companies need to use professional data analysis methods and tools to clean, organize, classify, and statistically process the collected data in order to extract effective information and indicators. Then, the consulting company needs to use professional evaluation models and methods to make a comprehensive evaluation of the credit status, business status, financial status, etc. of the enterprise, and give the corresponding score or grade.

Report preparation: The consulting company needs to prepare a standardized and logical corporate credit report according to the customer's requirements. The report should contain the following sections: title, abstract, table of contents, body (including introduction, body and conclusion), references and appendices. The text should detail the data sources, analysis methods and evaluation results, and use charts, tables and other forms to display data and information.

Report submission: The consulting company needs to submit the completed corporate credit report to the customer within the agreed period, and modify and improve it according to the customer's feedback until the customer is satisfied.

Shangpu consulting company is a professional data analysis consulting company, with rich data resources, advanced analysis methods and profound industry experience, to provide customers with customized enterprise credit reporting services. Here are some examples of services from Champ Consulting in this regard:

An e-commerce platform company needs to evaluate the credit of its cooperative suppliers in order to select high-quality partners and improve the service quality and user satisfaction of the platform. Shangpu Consulting has produced a supplier credit report for the company, using multi-dimensional evaluation indicators, including the supplier's basic information, financial status, operating ability, credit history, social responsibility, etc., as well as the supplier's sales on the platform, evaluation score, return rate, complaint rate, etc. Champ Consulting has used hierarchical analysis (AHP) and fuzzy comprehensive evaluation method (FCE) and other methods, the supplier is evaluated comprehensively, and the corresponding score and grade are given. Champs also provided the company with supplier credit management advice and measures to help the company optimize its supply chain management.

A financial institution needs to evaluate the credit of its potential borrowers in order to reduce loan risk and improve loan efficiency and profitability. Shangpu Consulting produced a credit report for the institution, using multi-factor evaluation indicators, including the borrower's personal information, income status, repayment ability, credit history, social relations, etc. Champ Consulting applied logistic regression (LR) and random forest (RF) and other methods, the credit assessment of the borrowing customers is carried out, and the corresponding credit score and risk rating are given. Champ Consulting also provided the institution with advice and strategies for managing the credit of its borrowers to help it improve its lending business.

An investment institution needs to conduct a credit analysis of its investment objectives to support its investment decisions and improve investment returns. Shangpu Consulting has produced a credit report on investment objectives for the institution, using multi-angle evaluation indicators, including basic information on investment objectives, financial status, operating conditions, market position, and development prospects. Champ Consulting used factor analysis (FA) and cluster analysis (CA) and other methods, the investment objectives of the credit analysis, and give the corresponding credit rating and investment recommendations. Champ Consulting also provides the institution with advice and programs for credit monitoring of investment objectives to help the institution keep abreast of the dynamics of its investment objectives.